Showing posts with label Report. Show all posts
Showing posts with label Report. Show all posts

Sunday, October 21, 2012

Overview Of The 2011 Naep State Proficiency Standards Report

The Federal Assessment of Educational Progress ( NAEP ) is a benchmark for evaluating American students knowledge of a intermixture of subject areas. The assessment is administered uniformly by the Governmental Core for Education Statistics, and students nationwide are obsessed the same set of test booklets.

The will of this assessment is to have a general thought of how students are doing in school, and whether or not adjustments need to be made to school curricula. The impact of the assessment are generated by comparing students motley myriad in categories like as class grade, gender, district, and state.

A brief summary of the impression of the 2011 NAEP state proficiency test is presented below:

Mathematics: Students myriad were based on their forbearing of content area and mathematical complexity. Twelfth and eighth graders have souped up their mathematics army since 2005; however, the average myriad for fourth graders swarm remains roughly the same as it was in 2007.

Reading: This assessment measures students reading and comprehension skills. The average reading scores for eighth and twelfth graders have improved from 2007, but the average reading scores for fourth graders remain the same.

Writing: The assessment evaluates students ability to write informatively and persuasively, as well as their ability to write narratives. In 2007, eighth and twelfth graders achieved higher average scores than they did in 2002 or 1998.

Science: Students were tested on their knowledge and understanding of physical science, life science, and earth and space sciences. In more than 80 % of participating districts, the average scores for fourth and eighth grade students were lower than the national average.

The Arts: Students scores were calculated based on their knowledge of and ability to evaluate existing works of theatre, dance, music and visual art. The assessment was carried out solely on eight graders. Female students scored higher in music, and students in private schools scored higher than their public school counterparts in visual arts.

Civics: Students were evaluated based on their civic knowledge, disposition, and intellectual skills critical to their responsibilities as American citizens. While fourth graders improved their average scores in 2010 from 2006 and 1998, eighth graders showed no improvement and twelfth graders average scores declined.

U. S History: This assessment measures students knowledge of major historical themes, chronological periods, and their understanding of historical events. Compared to 2006, eighth graders had a higher average score on the U. S history assessment. On the other hand, fourth and twelfth graders showed no changes.

Economics: Twelfth graders were evaluated based on their knowledge of economies, and how they work. In 2006, more than 75 % of twelfth graders performed at or above the basic achievement level, roughly 42 % of students performed at or above the proficient level, while 3 % of students performed at the advanced level.

Geography: Students were tested on their knowledge of environment, society, space, and spatial dynamics with respect to geography. Compared to 2001, fourth graders average scores improved, while eight and twelfth graders showed no changes.

In 2012, new tests that evaluate students knowledge of world history, technology, and engineering literacy will be administered for the first time. The National Center for Education Statistics ( NCES ) supports research to evaluate NAEP results and make changes to school curricula in order to improve students performance on NAEP assessments.

Monday, September 17, 2012

Distinguishing Between Your Credit History Report Details

It is important for consumers to be omniscient and ken many different things as a way of protecting themselves from humbug. One way to accomplish this is to procure a copy of your credit report every span. By accessing this information, you can helping hand safeguard that expert is not subdivision suspicious exercise occurring in your pseudonym, related as personality burglary. All of your personal identifying information, places you have resided, and accounts you have opened are commence in this report.

Ace are three agencies in the US that are tied for maintaining consumer histories. Each agency will have some of the corresponding information, but known will be a lot of information that will be different. Not every business reports to all three agencies, so it is a good idea to get a copy from each one. There may also be some accounts that you know you have had that are not listed at all.

On your reports, you will notice a category that is called Trade Line or something similar. This is the term used to describe accounts, in general, but within this category there are three sub - categories. Mortgage accounts are loans that have used real estate as collateral in securing the loan. Installment accounts are those when you pay a set payment for a specific period, such as car loans. Revolving accounts are accounts that remain open, have a set amount you can use, and require monthly payments to pay down the limit.

The second section to pay attention to is the inquiry section. There are only specific instances when inquiries will appear. If you apply for an account with a lender or creditor, called a hard inquiry, they will request a copy of your history and this will be counted as an inquiry. In some cases, companies with whom you have existing accounts will occasionally request another copy of your history, which is called a soft inquiry.

Within the section where accounts are listed, they are grouped into positive and negative sections. The positive accounts are the ones that you have paid on time, never went over your limit, and either the account remains open in good standing or has been closed in good standing. The negative accounts are the ones that have late payments, have gone over the limit, or have not been in good standing.

Mistakes in histories are quite common. A large portion of the reports that are obtained each year contain mistakes. The most common problems occur in accounts that have been sent to collections for non - payment or accounts that have been paid in full and closed out. When there is a mistake found, it is important to contact all three of the agencies in writing and file an account dispute.

There is a process to disputing items that you find in your history. You will need to provide all of the information that is given about the company and the account, including the company ' s address, account number, and limit amount. The agencies contact the company and the company has 30 days to respond. Once they have determined your claim is correct, the reporting agency removes the account from your history.

According to a specific law, your credit report cannot be accessed without your permission. By applying for loans and other such things, you are granting those companies permission to access your information. There are times when collection agencies will illegally pull your history and use any information in it as a means of harassing and threatening you in order to collect their money.